Following 2023’s sweeping comeback performance, 2024 wanted a piece of the action. It was a quarter of warm springs and chill winds from the Middle East and Russia/Ukraine. Japan continued to rise, while China continued to present a muddied picture. All eyes remained on AI and its ramifications, while economic strength was the gift that…
ST. LOUIS — March 6, 2024 — Moneta, a 100% partner-owned Registered Investment Adviser (RIA) firm, announces the addition of Amy Hiett and Mike Walsh as Partners. The team formerly known as Juniper Wealth Advisors joins Moneta from Wells Fargo with about $279 million in assets under management (AUM), bringing Moneta up to approximately $34 billion…
“The problem isn’t getting rich, it’s staying sane.” -Charlie Munger[1] The current environment is rife with uncertainty. Following two seismic events, the COVID-19 pandemic and the first ground war in Europe since World War II, investors have also had to grapple with the most rapid rate hiking cycle from the Federal Reserve since 1980, deteriorating…
On April 23, 2024, the Department of Labor (DOL) announced a significant overhaul to the Retirement Security Rule that strengthens fiduciary responsibilities for financial advisors dealing with retirement plans and IRAs. This comprehensive update to the fiduciary definition under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code is scheduled to take…
If you’ve been juggling your work life, family life, and financial life, you’re not alone. Cognitive dissonance can be both ironically humorous and deeply unsettling depending on how long you think about it. As a corporate executive, you help drive the organization’s growth and profitability. At home, however, managing your own wealth feels like a…
You were so busy building your business that you never took time to consider an exit plan – now what? So far away, and yet so close. That’s probably how the time horizon for selling your business feels. You keep telling yourself that you have plenty of time to plan your exit because, let’s face…
Think you know your retirement number? Think again. More specifically, think differently. The concept of a singular retirement age isn’t helpful once you start thinking about it. A one-size-fits-all standard would be particularly absurd, but even isolating a magic number specific to your own individual circumstances and goals can hinder your preparation for crossing that…
For newer philanthropists and seasoned donors seeking to make an impact, Giving Circles can serve as a terrific source of sector knowledge and insights about community needs. Giving Circles create opportunities for donors to pool their individual, smaller contributions. Working together, members of the group can make thoughtful, collective decisions about allocating the funds to…
“With a mission to foster financial literacy and increase economic access, as well as supporting organizations that help our communities to thrive, the Moneta Charitable Foundation provides grant dollars and amplifies nonprofit service opportunities in the places where we live and work.” Eric Kittner, CEO, Moneta A job, let alone a career, is more than…
Embarking on a career in financial services is a pivotal step towards your long-term success. At Moneta, we believe that this journey shouldn’t entail pressuring your family and friends to buy products or relying solely on commissions. Instead, we offer you the opportunity to join a seasoned team of professionals with an established client base. …
We are thrilled to welcome you to our new “Moneta North” office. Our space is on the 10th floor of the Shaw Park Plaza building at the corner of Brentwood Blvd. and Forsyth Blvd., just north of the beautiful Shaw Park. ADDRESS: 1 North Brentwood Blvd., Clayton, MO 63105 COVERED PARKING: For your convenience, we…
Markets continue to be noisy this week – as they digest market jitters at the end of last week (when the SPX fell by the most in one week – 1.6%, since October, and lost 1.5% on Friday alone). The escalation in regional tensions in the Middle East between Israel and Iran, were somewhat diffused…
Charitably inclined clients often ask their financial advisors: what percentage of my assets should I be giving away each year? The simple answer: that there is no “one-size-fits-all” number, and personal choice ultimately dictates the outcome. Just as there are multiple strategies for how to donate your assets, including the type of assets and the…
by Michael Torney, J.D., CFP®, LL.M. I remember the first time I saw a show on Broadway. Les Misérables and I was a kid. I was hooked. The energy from the performers, the full house, the vocal/acting/dancing talent, the music! I love the theatre. It provides an experience you can’t get elsewhere – there’s an escape…
By Wesley Sebacher, CFP®, CAIA® Disability insurance is a critical component of financial planning for physicians. Physicians invest years of their lives and significant financial resources in their career, and their ability to earn an income is one of their most valuable assets. This guide will help you understand disability insurance for physicians, including the coverage…
By Deb Dubin, Chief Philanthropy Officer I’m often asked for the best place to look for unbiased, honest evaluations of nonprofits and their performance. The quick answer: there isn’t one trusted place that you can go to for this information. Seeking some clarity often requires triangulating through a combination of websites and some old fashioned,…
Aoifinn Devitt – Chief Global Market Strategist It brought tears of joy, and highway tailbacks for hours. Monday’s total lunar eclipse was an almost spiritual experience for those lucky enough to be in its path, and the moment of cosmic perfection seemed like a pause for breath amid an increasingly frenetic backdrop. Markets, too, are…
Chris Kamykowski, CFA, CFP® – Head of Investment Strategy and ResearchTim Side, CFA – Investment Strategist Monthly Observations Upward Momentum Continues for Markets A resilient economy continued to support all markets with the labor market remainingrobust as the first quarter came to a close. The S&P 500’s 10.2% quarterly returngave the index its second consecutive…
Senior Tax Strategist – Abby Donnellan, CPA Are you a senior homeowner in St. Louis City, County, or St. Charles County? All three areas offer property tax relief programs for qualifying seniors. This blog will give you a quick rundown of eligibility requirements and application details. St. Louis City Age: 62 or older by September 1st…
Navigating the complexities of personal finance can be daunting. That’s why a career in financial services can be so rewarding: you’re helping give people peace of mind and greater confidence in their financial future. But there are many options for anyone choosing this career, and one of those is to embrace the fiduciary standards of…
Unexpected events often have bigger risks for business owners than many other people. Family members, employees, and even communities can face devastating consequences due to a business owner’s death or permanent incapacitation. Fortunately, there is a way to mitigate the risk of unexpected events wreaking havoc on you, your business, your family, your employees, and…
by Trent Rieger, Associate Investment Analyst All-time highs, brand new spot ETFs, and an upcoming halving has Bitcoin continuing to make headlines, sparking curiosity in those with fear of missing out (“FOMO”). Both speculation and skepticism run rampant for those evaluating the merits of Bitcoin. The recent uptick in conversation is not without merit and…
By Wesley Sebacher, CFP®, CAIA® Life insurance is an essential financial tool for physicians, as it provides a safety net for families in the event of untimely death. Physicians often have unique financial needs and earning potential, thus understanding the type of insurance and amount of coverage needed is crucial. In this guide, we’ll explore the…
Welcome to this month’s Ask the CFP® segment. We’ve been asked to describe our team’s approach to the financial planning process. Our team believes in holistic, goals-based financial planning that puts the client first. We function as the quarterback of your overall financial management and work together with your other advisors and Moneta’s internal…
We understand the importance of achieving professional success without compromising your personal goals. At Moneta, you can embark on a fulfilling, long-term career while still maintaining a rich and rewarding personal life. We prioritize family values as much as our clients do, emphasizing the significance of being present both at work and at home. Our…
Aoifinn Devitt – Chief Global Market Strategist It feels like the end of an era – in many ways. Firstly, we may have seen the end of global central bank convergence. Just as the Bank of Japan signaled an end to its NIRP (negative interest rate policy) by hiking rates for the first time in…