Cyber-Security

  • Moneta Merges in Third Colorado Firm, Expanding National RIA into Boulder 

    Moneta Merges in Third Colorado Firm, Expanding National RIA into Boulder 

    ST. LOUIS — March 6, 2024 — Moneta, a 100% partner-owned Registered Investment Adviser (RIA) firm, announces the addition of Amy Hiett and Mike Walsh as Partners. The team formerly known as Juniper Wealth Advisors joins Moneta from Wells Fargo with about $279 million in assets under management (AUM), bringing Moneta up to approximately $34 billion…

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  • An Assessment of Geopolitics and Changing World Order – Part 3

    An Assessment of Geopolitics and Changing World Order – Part 3

    “The problem isn’t getting rich, it’s staying sane.” -Charlie Munger[1] The current environment is rife with uncertainty. Following two seismic events, the COVID-19 pandemic and the first ground war in Europe since World War II, investors have also had to grapple with the most rapid rate hiking cycle from the Federal Reserve since 1980, deteriorating…

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  • The Anatomy of a Bubble

    The Anatomy of a Bubble

    Aoifinn Devitt, Chief Global Market Strategist Coming off of the usual post-Oscars drama, the real original screenplays kicked off mid-week with inflation numbers and a concern that 2024 is already getting too hot to handle. And while it’s true that “some like it hot”, namely the consumer, indications of a higher-than-expected CPI report for February…

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  • Physicians Guide – Optimizing Your Debt Management 

    Physicians Guide – Optimizing Your Debt Management 

    By Wesley Sebacher, CFP®, CAIA® Debt management is a crucial aspect of financial wellness for physicians. You have invested a significant amount of time and money in your education and training, accompanied by the high costs associated with medical education. This guide aims to provide essential strategies to effectively manage debt and work toward financial…

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  • Monthly Recap – February 2024

    Monthly Recap – February 2024

    Monthly Observations Records Broken in February Strong economic data and earnings reports were supportive of a risk-on month with the S&P 500 breaking the 5000 level for the first time, surging over 5%. Even non-US markets experienced new market tops with Europe’s Stoxx 600 hitting a record high and Japanese Nikkei 225 finally surpassing its…

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  • Winds from the East

    Winds from the East

    Aoifinn Devitt, Chief Global Market Strategist Maybe it is because it is an election year, but we still have China on our minds.  Despite the fact that China continues its decline on the global market stage, its policies cast a long shadow.  When looked at as a percentage of the Emerging Market index – China…

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  • Ask the CFP®: Should I Buy Travel Insurance?

    Planning a trip is exciting, inspiring…and nerve-wracking. As you compare options, piece together the details, make deposits, and purchase tickets, the whirlwind of anticipation can quickly be derailed by “what ifs…” What if one of us gets sick – before or during the trip? What if a family emergency means we need to cancel our…

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  • Physicians Guide – Exploring Student Loan Repayment Options 

    Physicians Guide – Exploring Student Loan Repayment Options 

    By Wesley Sebacher, CFP®, CAIA® As a physician, you have invested a significant amount of time and resources into your career. For most physicians, this investment into oneself is accompanied by a considerable amount of student loans. Physicians have several options for repaying these student loans and opportunities for forgiveness. The specific repayment options available…

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  • All-Time Highs: Is it all Downhill from Here? 

    All-Time Highs: Is it all Downhill from Here? 

    Chris Kamykowski, CFA, CFP® – Head of Investment Strategy and Research Early 2024 has seen all-time highs in the equity markets seem as frequent as Taylor Swift sightings at Kansas City Chiefs’ football games. Multiple new record highs by the S&P 500 have hit in quick succession with 13 between January 19th and February 23rd.…

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  • The Nvisible Hand

    The Nvisible Hand

    Aoifinn Devitt, Chief Global Market Strategist Better than expected.  It has been a bit of a mantra for the year so far – better economic growth, better trend of inflation, a better outlook for jobs and a better level of the S&P. And now the much-awaited Nvidia revenues were better than expected – up 265%…

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  • Advisor Kyle Luetters Featured in MoneyGeek – Experts’ Tips on Getting Life Insurance at 60

    Advisor Kyle Luetters Featured in MoneyGeek – Experts’ Tips on Getting Life Insurance at 60

    MoneyGeek recently featured Advisor Kyle Luetters in an article where he provides tips on getting life insurance at 60. Below is an excerpt from the original article, you can read the full piece on MoneyGeek HERE.* What are the key factors 60-year-olds should consider when choosing a life insurance policy? This is a great question. Life…

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  • Mixed Signals in the Last Mile

    Mixed Signals in the Last Mile

    By Aoifinn Devitt, Chief Global Market Strategist “Yesterday is not ours to recover, but tomorrow is ours to win or lose.” Lyndon B. Johnson In this election year we probably also have politics, and stump speeches, on our minds, and as we embark on a new year in markets we may seek clarity on what…

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  • Physicians Guide – Exploring Student Loan Forgiveness Options

    Physicians Guide – Exploring Student Loan Forgiveness Options

    Wesley Sebacher, CFP®, CAIA® Student loan forgiveness for physicians is a critical topic, especially with the high levels of student debt that medical school graduates often carry. Fortunately, there are various forgiveness and repayment program options available to help alleviate this burden. Below, is an outline of a variety of programs and ideas for you…

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  • What’s Your Plan When Plans Change?

    What’s Your Plan When Plans Change?

    “The best-laid schemes of mice and men gang aft agley.” -Robert Burns   What should you do if a plan you made isn’t working? Let’s look at how exit planning can position business owners to successfully adjust to changing conditions.   Adjusting over abandoning   Over the past few years, many business owners have learned that even their…

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  • January 2024 Recap

    January 2024 Recap

    Download Recap PDF MONTHLY OBSERVATIONS Mixed Bag of Returns to Start 2024 On the positive side, U.S. economic data continued to point to strength in the underlying growth trajectory. That said, markets expectations for rate cuts were curtailed which led to ample disparity in market returns. Large cap growth once again led the way as…

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  • A Thousand Cuts

    A Thousand Cuts

    By Aoifinn Devitt, Chief Global Investment Strategist While the jobs numbers last week led to euphoria in markets, this week saw a little bit of buyers’ remorse – albeit selective. Earnings are on a positive roll – with over 50% of earnings now in, the majority have reported positive EPS surprise and over 65% of…

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  • Family Learning: A Hallmark of Well-Being

    Family Learning: A Hallmark of Well-Being

    By Anna McDonald, Director of Family Learning Families committed to learning who are intentional about their family purpose and culture are better equipped to stand the test of time.  It’s no exaggeration to say this is a monumental undertaking.   When my mother-in-law passed away, one of the things she left for each of her children was…

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  • US Presidential Elections on the Horizon: Perspectives for the Investor

    US Presidential Elections on the Horizon: Perspectives for the Investor

    Chris Kamykowski, CFA, CFP® – Head of Investment Strategy and Research Tim Side, CFA – Investment Strategist We are a far cry from 2022’s mid-term elections when investors were hit with four-decade high inflation levels, a new war in Europe, and tightening monetary conditions. Flash forward to 2024 and while inflation is lower, and the…

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  • Ask the CFP®: How do US Presidential Elections Affect the Markets?

    Ask the CFP®: How do US Presidential Elections Affect the Markets?

      Welcome to this month’s Ask the CFP® segment. Today, we’ll talk about a disruption that occurs every four years in the United States……. presidential elections. Politics and the markets are intertwined because our market cycles are somewhat news-driven. Few things impact headlines more than politics and the potential future of the US government. For…

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  • A Week of Pivots, and Green Shoots Persist

    A Week of Pivots, and Green Shoots Persist

    By Aoifinn Devitt, Chief Global Investment Strategist It has been a week filled with newsflow and our weekly update is coming to you a little later than usual. As we turn the corner into February, investors could be forgiven for feeling that Groundhog Day was real with certain narratives seemingly playing on repeat and investors…

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  • Net Unrealized Appreciation – Benefits and Drawbacks Of Distributing Company Stock From Your Retirement Plan

    Net Unrealized Appreciation – Benefits and Drawbacks Of Distributing Company Stock From Your Retirement Plan

    By Wesley Sebacher, CFP®, CAIA® Investing in company stock through an employer-sponsored retirement plan can present individuals with an opportunity known as Net Unrealized Appreciation (NUA). NUA allows employees to take advantage of potentially significant tax benefits when distributing their employer’s stock from a qualified retirement plan. While this strategy can be advantageous in certain…

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  • Where Do You Begin?

    Where Do You Begin?

    Planning for a successful future can seem overwhelming. Where do you start? How do you make time? Which questions should you ask? Today, we’ll present a process that can help you organize your thoughts and put you on a path toward a successful planning process.    The Most Important Starting Point   While the intricacies of…

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  • Transitional

    Transitional

    By Aoifinn Devitt, Chief Global Investment Strategist Words matter. That part is clear. When the Federal reserve started to sprinkle the word “transitory” into its assessment of inflation from 2022 onwards they sent a clear signal. It was that this would pass and that the mounting evidence of inflation was not sufficiently concerning to merit a…

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  • No More Snow Days

    No More Snow Days

    By Aoifinn Devitt, CFP® – Chief Global Market Strategist As the Midwest shivers through its first real cold spell of 2024 we see the realization that a another thing has gone the way of the landline phone and the Blackberry device – the snow day. That low rumbling sound that rises across Lake Michigan is the…

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  • How Interest Rates Are Affecting Your Pension Lump Sum Value 

    How Interest Rates Are Affecting Your Pension Lump Sum Value 

    Wesley Sebacher, CFP®, CAIA® Planning for retirement is a crucial financial endeavor, and one of the key factors to consider is the interest rate environment. Interest rates have a significant impact on various aspects of personal finance, including the lump sum value of a retirement pension. Understanding how interest rates affect pension values is essential…

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