Your trusted partner at the center of it all
One relationship. Complete coordination. Total commitment to you.
Most wealth management firms offer financial advice. Moneta Family Office offers something different: a true partner who serves as the strategic and operational hub for everything your wealth requires.
Your Family Office leads a dedicated team of specialists and coordinates every dimension of your financial life: from investment strategy and estate planning to charitable giving and lifestyle services. They know your family, your goals, and the details of your plan well enough to make decisions with precision and act on your behalf with full confidence.
This means you have one trusted relationship that speaks for all of it, so you're never the one translating between your investment advisor, CPA, estate attorney, and everyone else.
What we do
A comprehensive scope of services designed for the full complexity of your family's financial life
No two families have the same needs, and no two Moneta Family Office relationships look exactly alike. What follows is the full scope of what we offer. Every engagement is tailored to the priorities, structure, and goals unique to your family.
Investment Management & Private Markets
Your investment strategy should be as sophisticated as your wealth. We build fully customized portfolios—spanning public equities, fixed income, and alternative investments—with the same rigor you'd expect from an institutional manager. Our dedicated Private Markets Team evaluates hundreds of opportunities each year, building bespoke allocations across private equity, private credit, real assets, and venture capital for families seeking diversification beyond traditional markets.
- Customized portfolio construction and asset allocation
- Curated private market access (PE, private credit, real assets, venture capital)
- Tailored manager due diligence, selection, and ongoing oversight
- Consolidated reporting across all assets, including legacy and concentrated holdings
- Cash management and investment of excess liquidity
Tax Strategy & Planning
For families with exceptional wealth, tax strategy is never a once-a-year event. We partner closely with your CPA throughout the year to identify opportunities, minimize liabilities, and ensure every major financial decision is made with full awareness of its tax implications. From harvesting losses in your portfolio to coordinating quarterly payments and gathering tax documents, we keep your tax picture organized and optimized year-round.
- Year-round tax planning in partnership with your CPA
- Capital gains analysis and tax-loss harvesting opportunities
- Income tax projections and quarterly payment coordination
- Advanced tax strategy analysis for high-net-worth situations
- Household payroll coordination and related filings
Estate Planning & Administration
A sophisticated estate plan doesn't maintain itself. We work alongside your estate attorney to design, implement, and actively administer the strategies that protect your wealth and honor your intent across generations. From reviewing trust documents and maintaining estate summaries to facilitating intra-family transactions and supporting estate and probate administration, we handle the ongoing work so your plan stays current and actionable.
- Collaboration with attorneys to design and implement estate strategies
- Preparation of estate summaries, disposition diagrams, and trust document reviews
- Management of ongoing trust administration, distributions, and family transfers
- Coordination of gift tax and estate tax information with your CPA
- Optimal property titling analysis
Corporate Trustee & Trust Administration
When your estate plan calls for a corporate trustee, Moneta Trust can serve in that role, bringing the same continuity, precision, and commitment to your goals that defines your entire Family Office relationship. Because we built your plan, we're uniquely positioned to execute it with clarity when it matters most.
- Corporate trustee services for both liquid and illiquid assets
- Fiduciary administration per trust documents
- Mandatory and discretionary distributions coordinated with your advisory team
- Beneficiary statements and required fiduciary communications
Charitable Giving & Philanthropy
Generosity is deeply personal. Our team—supported by Moneta's Chief Philanthropy Officer, Deb Dubin—helps you move from transactional giving to a fully articulated philanthropy strategy that reflects your values, coordinates with your tax and estate plan, and creates meaningful impact across generations. We advise on giving structures, facilitate foundation meetings, and help identify giving opportunities aligned with the causes that matter most to your family.
- Philanthropic discovery and strategy development
- Counsel on charitable giving vehicles (DAFs, CRTs, foundations, and more)
- Optimal asset selection for charitable transfers
- Charitable gift and pledge tracking
- Multi-generational engagement and family philanthropy facilitation
Family Governance & Next-Generation Education
Preserving wealth across generations is as much about people as it is about portfolios. We help families build the structure, shared language, and mutual understanding that makes multi-generational wealth work. We do this by leading family mission development, governance frameworks, and a customized education curriculum tailored to each family member's age, role, and readiness.
- Family mission statement and values development
- Family charter and governance document creation
- Facilitation of family meetings: agenda, logistics, discussion
- Customized wealth education for family members across generations
- Next-gen preparation for stewardship, trusteeship, and beneficiary roles
- Support for family committees and council structures
Risk Management & Insurance
Complex wealth creates complex exposure. We collaborate with specialized insurance professionals to review your full risk picture, identifying gaps, optimizing coverage, and ensuring your assets and lifestyle are properly protected.
- Life insurance review and premium coordination
- Property and casualty insurance oversight, including valuable articles and collections
- Health insurance analysis
- Medicare planning and supplemental coverage guidance
Administrative & Lifestyle Services
The administrative demands of significant wealth—bill pay, bookkeeping, coordinating contractors, managing household staff, sourcing private travel—can quietly consume enormous amounts of time and energy. Our Administrative and Lifestyle Services team handles those details with the same precision and discretion we bring to every other dimension of your financial life.
- Bill pay, bookkeeping, and cash flow management
- Cash flow projections and historical disbursement reporting
- Assistance with purchase and sale of real property
- Household employee placement and payroll management
- Sourcing and coordination of private air travel
- Access to a curated network of specialists: appraisers, in-home care, IT support, travel, and more
- Outsourced CFO services for personal and business financial management
Planning across generations
Wealth that lasts isn't managed. It's cultivated.
For many of our clients, the deepest aspiration isn't simply to grow wealth. It's to make it last in a way that strengthens relationships, honors values, and gives future generations both opportunity and responsibility.
Moneta Family Office is built for that kind of planning. We work with the full family (parents, adult children, and grandchildren), helping each generation understand their role, build their capabilities, and connect their own goals to the broader family vision. That work spans financial planning, governance, education, giving strategy, and estate administration, all coordinated through a single, trusted relationship.
Because great families don't just happen. They're cultivated with intention.
Why Moneta Family Office?
The boutique experience. The institutional resources. And a team that's been here before.
There's no shortage of firms that claim to serve ultra-high-net-worth families. What's rare is a firm that has the depth of expertise, the breadth of services, and the genuine independence to do it well.
Large-scale resources, personalized attention
Moneta Family Office is backed by the full resources of one of the nation's largest fee-only independent RIAs, including institutional-grade investment management, a dedicated Private Markets Team, and specialized professionals in philanthropy, trust services, and estate planning. Yet we're structured to provide the personal, boutique experience that large families actually need. No corporate bureaucracy. No inflexibility. Just the right team, fully focused on you.
100% independent, fee-only fiduciary
Our advice is never shaped by commissions, revenue-sharing agreements, or the interests of outside shareholders. We earn our fees from our clients, full stop. That independence means our recommendations are always aligned with what's best for your family, not a third party.
A true thought partner
We've spent decades working alongside some of America's most entrepreneurial and philanthropic families. We understand the nuances of significant wealth—the complexity, the family dynamics, the stakes of every major decision—and we show up as genuine thought partners. Not just advisors who answer questions, but partners who anticipate them.
Continuity you can count on
One of the most undervalued qualities in a family office relationship is institutional memory. Because we've been with you through the decisions, the transitions, and the planning that got you here, we're positioned to guide you and your family into whatever comes next with clarity and care.
How we work together
A relationship built on listening, tailored by design, and sustained over time
Every Moneta Family Office relationship begins with a genuine effort to understand your family: your goals, your values, your dynamics, and the specific ways your wealth creates complexity in your life. From there, we build a relationship and a plan that fits you, not a template.
Discovery & Alignment
We take the time to understand the full picture: your family structure, financial goals, estate intentions, philanthropic priorities, and the complexities you most need help managing.
Scope Design
Together, we define the right scope of services for your family's needs across investment management, estate coordination, giving strategy, lifestyle services, and more.
Team Assembly
We bring together the right specialists—your dedicated Family CFO team, investment professionals, philanthropy experts, trust administrators, and outside professionals—and ensure everyone is aligned on your plan.
Ongoing Coordination
Your Family CFO leads the ongoing work: monitoring, coordinating, and making sure every dimension of your financial life stays current with your goals and the evolving landscape.
Proactive Communication & Review
We don't wait for you to ask. Regular reviews, proactive updates, and honest conversations keep your plan sharp and your family prepared for what's ahead.
YOUR NEXT STEP
Your wealth deserves more than management. It deserves a partner.
When wealth reaches a level of real complexity, the difference between a good outcome and a great one often comes down to coordination from someone who knows the full picture and has the expertise, the team, and the commitment to manage every detail with care.
That's what Moneta Family Office is built to be, handling it all, so you can focus on the life you've built and the legacy you want to leave.
Insights for families with exceptional wealth
Raising Charitable Children: Modeling and Mentioning
June 30, 2026
By Anna McDonald, Director of Family Learning Teaching children charitable behavior is essential for instilling compassi…
Prenuptial Agreements: Shared Values, Transparency and Mutual Protection
June 5, 2026
By Anna McDonald, Director of Family Learning A conversation for families navigating prenuptial agreements with openness…
Is Your Student’s Data Safe? Best Practices After the Canvas Breach
May 8, 2026
By Anna McDonald, Director of Family Learning As students prepared for finals this week, Canvas, the primary university…
The Vacation Home: More Than A Property
March 9, 2026
By Anna McDonald, Director of Family Learning Family vacation homes have an emotional connection unlike any other asset.…