
The Five Risks That Can Unravel a Business Overnight — And How to Plan for Them
May 14, 2026
By Michael Torney, J.D., CFP®, LL.M., CEPA When everything’s running smoothly, it might...


Rafe Kinder strives to make the financial planning process as easy and stress free for clients as possible by serving their needs in a timely manner.
He earned his Bachelor of Science degree in Business Administration with an emphasis in Finance and an option in Personal Financial Planning from the University of Colorado Boulder.
After working for Moneta as an intern, Rafe joined the Everland Sandry Team full time as a Client Service Manager because the firm’s culture was a perfect fit for him.
Rafe enjoys spending as much time outdoors as he can. His favorite activities include camping, hiking, snowboarding, and golfing. He is also an avid billiards player and cook.
Dive into the latest insights from our expert team with our personal touch.

May 14, 2026
By Michael Torney, J.D., CFP®, LL.M., CEPA When everything’s running smoothly, it might...

May 12, 2026
By Tim Side, CFA – Director of Investment Strategy For many years, we’ve advised clients that while ge...

May 8, 2026
By Anna McDonald, Director of Family Learning As students prepared for finals this week, Canvas, the p...