
The Derivative Income Dilemma: Balancing Yield, Complexity, and Risk
January 6, 2026
by John Costello, Investment Risk Analyst *Readers unfamiliar with options terminology may wish to con...


Rafe Kinder strives to make the financial planning process as easy and stress free for clients as possible by serving their needs in a timely manner.
He earned his Bachelor of Science degree in Business Administration with an emphasis in Finance and an option in Personal Financial Planning from the University of Colorado Boulder.
After working for Moneta as an intern, Rafe joined the Everland Sandry Team full time as a Client Service Manager because the firm’s culture was a perfect fit for him.
Rafe enjoys spending as much time outdoors as he can. His favorite activities include camping, hiking, snowboarding, and golfing. He is also an avid billiards player and cook.
Dive into the latest insights from our expert team with our personal touch.

January 6, 2026
by John Costello, Investment Risk Analyst *Readers unfamiliar with options terminology may wish to con...

January 5, 2026
By Michael Torney, J.D., CFP®, LL.M., CEPA Business value drivers are the underlying factors that infl...

December 8, 2025
We’re proud to share that Financial Planning ranked Moneta No. 1 in its 2025 ...