
The Five Risks That Can Unravel a Business Overnight — And How to Plan for Them
May 14, 2026
By Michael Torney, J.D., CFP®, LL.M., CEPA When everything’s running smoothly, it might...


Merinda Dinkel joined Moneta as a Client Service Manager on the Diederich Simmons Perez team in 2021. She takes great pride in delivering top-tier service, fostering long-term relationships, and providing personalized guidance to help clients achieve their financial goals.
Merinda received her B.S. in Finance from Pennsylvania State University. During her time at Penn State, she was actively involved in leadership roles, serving as President of the Penn State World Campus Business Club and Treasurer of the World Campus chapter of the American Association of University Women.
Prior to joining Moneta, Merinda worked as a Personal Banker at Commerce Bank, where she specialized in educating clients on strategies to improve their financial well-being. She recently earned her CERTIFIED FINANCIAL PLANNER® certification, further enhancing her expertise and commitment to serving clients at the highest level.
Outside of work, Merinda loves cooking, reading, exploring St. Louis with her dogs, Wilson & Lou, and cheering on everything KU.
Dive into the latest insights from our expert team with our personal touch.

May 14, 2026
By Michael Torney, J.D., CFP®, LL.M., CEPA When everything’s running smoothly, it might...

May 12, 2026
by Tim Side, CFA – Director of Investment Strategy For many years, we’ve advised clients that while ge...

May 8, 2026
By Anna McDonald, Director of Family Learning As students prepared for finals this week, Canvas, the p...