Emerging affluent

Our advisors help emerging affluent clients with the beginning phases of building wealth and how to get into the right financial habits.  Common questions we help emerging affluent clients with include:

 

Step 1.

Establish And Define

The Client-Planner Relationship

In our initial meeting, we’ll determine the scope of the client-planner relationship. Together, we’ll clearly document the services to be provided and define our mutual responsibilities. Our primary goal at this stage is to determine how we can best help you accomplish your financial and life objectives.

Step 2.

Gather Client Data, Including Goals

The next step in the process is for us to find out as much about your financial situation and goals as possible. Together, we’ll mutually define your personal and financial goals, try to understand your time frame for accomplishing those goals, and then discuss how you feel about the risks that could potentially derail your plan along the way. Prior to this meeting, we’ll have you gather the necessary information that will help us make this meeting as productive as possible.

Step 3.

Analyze And Evaluate Your Financial Status

Once your financial information has been obtained and your goals have been defined, we’ll go to work to create a personal financial plan that will help you accomplish your objectives. Among other things, this might include a review of your investment portfolio, the creation of a retirement strategy, or perhaps an analysis of your current tax and estate plan.

Step 4.

Develop and Present Financial Planning Recommendations and/or Alternatives

After your plan has been prepared, we’ll meet with you to address your goals based on the information you provided. We’ll discuss the strengths as well as the weaknesses of your current plan, and then we’ll provide you with our professional recommendations on how to best accomplish your goals.

BUDGETING

How much should  I be saving?
Should I create a budget?
What retirement accounts should I fund and in what order?
How much can I afford for my next home?
How much do I need to save for kid’s college?

risk

How much risk should I take in my portfolio?
Do I need an estate plan?
What is a trust and do I really need one?

 

INSURANCE

How much life insurance do I need?
What type of insurance do I need on my home?
Is my group disability policy at work enough to cover my family’s needs?

How much should I be saving?

Should I create a budget for my family?

What retirement accounts should I fund and in what order?

How much can I afford for my next home?

How much do I need to save for my children’s college?

How much risk should I take with my investments?

Do I need an estate plan? What is a trust and do I really need one?

How much life insurance do I need?

What type of insurance do I need on my home?

Is my group disability policy at work enough to cover my family’s needs?

NEWS & MEDIA

CONNECT

DUFF TEAM

100 South Brentwood Blvd
Clayton, MO 63105
(314) 244-3321

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